How it works
Days to Pay isn't designed to be nano-second accurate, however it will give you a general idea of how long you would need to work to earn enough money to buy something. Everyones finaces are different and I couldn't possibly account for every situation.
We start off figuring out how much you earn in a given year. If you earn a salary, great, just enter in the amount. If you're an hourly worker, that's great too, but we'll need to approximate how much you make a year. No big deal. Enter in how much you earn before taxes.
Now we need to know how many hours you work each week, and how many days a week. Everyones work schedule is different and may fluctuate so I'd recommend just entering what you would normally work in a typical week.
Select the country you live in... if you're from Canada, the United States or The United Kingdom. I use this to deduct your basic federal income tax from your yearly earnings. Why just federal? Because this is an approximation and since I'm not giving you space to enter deduction, etc. then we'll just assume that your Provincial or State income tax gets nulled out due to personal deductions or allowances. After all, this isn't a tax program, and I'm not a tax specialist!
Everyone needs to spend some money each day. Enter in how much you usually NEED to spend on things such as food, transportation etc. We'll total this up and deduct it from your yearly earnings since these are things that you need to buy in order to live or support yourself. Do the same for the monthly expenses by entering in amounts such as Mortgages, credit card payments, loan payments, utilities, etc. I know you've only got two boxes for each to enter in amounts so if you need to, add up some of them together and enter the amount.
Finally, enter in your purchase price at the top... include tax in the amount if you know it for greater accuracy. Then all you need to do is click the "Calculate My Days To Pay" button, sit back and watch the numbers flip.